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Accurate, Governed Commission Management

A configurable, rules-driven system to calculate, approve, and track commissions for agents and distribution partners.

Mozart Interface
Business impact

Outcomes Insurers
Achieve with Commission Pro

Ensure accurate payouts, stronger governance, and complete visibility across commission operations.

Faster Launches
Accurate commission payouts

Automated, rules-driven commission calculations eliminate errors and reduce payout disputes.

Increased Efficiency
Stronger governance and control

Maker–checker workflows ensure all commission actions are approved—no payout without authorization.

Scalable SOP Aligned Ops
Reduced reconciliation effort

Transaction-level tracking with audit trails simplifies reconciliation of calculated and payable commissions.

Key Capabilities

Core Capabilities for Commission Management and Governance

Workflow Management
Agent & partner master management

Maintain agent and partner profiles with role-based access, mapped directly to products, channels, and commission rules with eligibility controls.

Bank Partner Enablement
Product-wise commission configuration

Configure percentage-based, flat amount, or slab-based commission structures per product, cover, add-on, channel, or partner category with effective-date enforcement.

Bank Partner Onboarding
Commission rules & calculation engine

No-code and low-code rule configuration supporting base premium, add-on premium, and gross or net premium logic with caps, thresholds, and rounding rules.

Customization
Discount & loading impact handling

Automatically factor quotation-level discounts and underwriting loadings into commission calculations, with configurable protection or reduction rules per business policy.

Compliance & Integration
Maker–checker approval workflows

Configurable multi-level approval workflows support commission approval, rejection with mandatory reason capture, and rework cycles with complete decision logs.

Monitoring & Visibility
Accrual, tracking & reconciliation

Track commission status at transaction level - calculated, approved, and payable, with end-to-end traceability from premium to final payout settlement.

Integrations & Ecosystem

Seamless Integration with Core and Financial Systems

Core Policy Administration Systems

Enable seamless access to policy and transaction data for accurate commission calculations

Finance & Payout Systems

Integrate with financial systems to support commission disbursement and reconciliation

CRM & Distribution Platforms

Sync agent, partner, and distribution data for consistent commission processing

API-Based Integrations

Connect with enterprise systems and extend capabilities through flexible APIs

Mozart Suite

Ensure end-to-end integration across underwriting, claims, and decisioning workflows

Monoceptr dashboard showing Insurance project settings with project name Mozart Insurance and URL mozart-insurance, branding logo upload options, favicon upload, and Audit Logs panel with filtered log entries and user actions.

Ready to Eliminate Commission Leakage and Disputes for Good?

See how Mozart Commission delivers governed, transparent, and automated commission management.

Claims Pro Interface
Underwrite Pro Interface
Why Commission Pro?

Built for Control, Accuracy, and Operational Transparency

Governed by Design

Every commission action is controlled and traceable

Configurable maker–checker
workflows

tick mark

Multi-level approval with
mandatory reason codes

Complete decision logs and
approval history

Rules-Driven Accuracy

No manual calculations, no inconsistent rule application

No-code commission rule
configuration

Supports percentage, flat,
and slab-based structures

Campaign-specific and
time-bound schemes
enforced automatically

Visibility & Reporting

Full visibility from premium to payout at every level

Transaction-level
commission tracking
& reconciliation

Operational, financial, and
performance dashboards

Drill-down MIS reports with
export capabilities

Clear quick answers

Get answers to common questions

Find solutions to frequently asked questions regarding
Mozart Commission Pro

What types of commission calculation structures does Mozart Commission Pro support?

Mozart Commission Pro supports percentage-based, flat amount, and slab-based commission structures, configurable per product, product variant, cover, add-on, channel, or partner category.

Does Mozart Commission Pro require an agent hierarchy to function?

No. Mozart Commission Pro operates without dependency on agent hierarchy or versioning constructs, supporting a direct one-to-one association between a transaction and its commission outcome.

How does the system handle commission adjustments and exceptions?

Manual commission adjustments are supported with controlled access and enforced approval limits through maker–checker workflows. All exceptions require reason codes and remarks for full traceability.

How does Mozart Commission Pro account for discounts and underwriting loadings?

The system automatically factors quotation-level discounts and underwriting loadings into commission calculations, with configurable rules to apply commission protection or reduction per business policy.

What reporting and monitoring capabilities does Mozart Commission Pro provide?

Mozart Commission Pro includes operational dashboards for calculated, approved, pending, and rejected commissions; financial dashboards covering total commissions payable; and agent-level performance dashboards with drill-down MIS reports and export capabilities.